Mobile/ATM Deposit Checks
Jun
Prerequisites:
- Laptop
- EZ CHECK SOFTWARE
- Mobile device with service
- Printer
- Fullz for drop.
Tutorial:
1. A normal printer, ink, and A4 paper are suitable for mobile deposit. And check paper, MICR ink is a must for ATM and branch cash out. I recommend for mobile deposit and purchase routing and account information for paychecks, but you can also do this with treasury checks, as well as there being a method for money orders.
2. Only physical banks are suitable for the mobile check deposit game, such as Chase, US Bank, TD Bank, Capital One, Credit Unions, etc. Some banks like Bank of America, Wood Forest, Bankcorp, Meta Bank, Green Dot Bank, American Express, Go Bank, Navy Federal, all kinds of prepaid cards, and Walmart cards are not suitable for it. You can still try ATM deposit in Bank of America, and it works.
3. Always use a drop that is at least 3 months old with a good history and a positive balance for 100% results. New accounts, dormant accounts, or those with limited history vary, and you should only deposit smaller amounts for these types of accounts as well.
4. When you obtain the drop, first read its mobile check deposit FAQs and note the daily deposit limit, cut-off time, and endorsement requirements.
5. Always use a clean IP address. Ensure you are depositing with a clean IP. The best practice is to format your phone after every deposit. For example, if you deposited in Chase and you get another drop from Bank of America, you can deposit; however, if you get a second Chase bank, first format your phone with a factory restore and then deposit.
6. MOBILE DATA IS A MUST. All free VPNs are blacklisted due to header anonymizers, so use mobile data from an anonymous burner device in your location. If, for some reason, you cannot obtain a SIM with mobile data for your burner, use Mullvad VPN with a SOCKS5 paid proxy in the locale.
7. Deposit a small amount or split the amount. For instance, if the daily deposit limit is $2000 USD, make one check for $450 and another for $449.22. If you have a drop that is 1-2 or 5 years old with a good history and a positive balance, go for the maximum amount; however, splitting the amount into a few parts is best.
If your drop is only 3-6 months old with an unfavourable history, deposit only small amounts if you do not want to end up with zero earnings. Do not forget to forward check numbers (e.g., if the check number is 1001, the next check will be 1002, then 1003, and so on).
8. Do not deposit in the morning. The optimal deposit time is when banks are closed, so deposit after 6:30 – 7:00 PM Eastern Standard time or one hour before the cut-off time, whichever occurs first. Because when you deposit in the evening, banks are closed at that time and cannot manually check; thus, the bank’s automated system will clear the check at midnight, and it will be available for cashing out in the morning between 5:30 – 6:00 AM EST.
9. Early morning cash out is essential; do not wait for the banks to open and visit the branch for the cash, as it is possible they will put the amount on hold for several days and then deny it, because check fraud is rampant these days, so banks are more vigilant and try their utmost to prevent scams.
10. How to cash out? The best way to cash out is to visit any of the stores in your vicinity, such as Walmart, CVS, Walgreens, Target, etc. You can swipe your debit card and make transactions; generally, debit cards have a daily swiping limit of between $1000-$3000 USD, depending on the bank. You can purchase Amazon gift cards, Walmart gift cards, Target gift cards; you can also do Western Union transfers, MoneyGram, among others.
NOTE: IF YOU SET UP USING BOA, CHASE, CAPONE, OR FIFTH THIRD, YOU CAN ADD THE CARD TO A MOBILE WALLET AND GO TO AN ATM AND MAKE WITHDRAWALS OR IN-STORE PURCHASES! YOU CAN ALWAYS SEND THE FUNDS TO YOUR MIDDLEMAN ACCOUNT BEFORE YOU CASH OUT IF YOU SET UP A MIDDLEMAN DROP TO CASH OUT WITH BEFORE SETTING UP YOUR CHECK DROP.
11. If you deposit and, for some reason, the funds are held the following day, you can contact the bank’s customer service (ensure not to call the branch; call the toll-free number of the bank) and request them to release the hold, making excuses such as your rent being due, etc. If everything proceeds smoothly, they will release the funds.
12. Always use high-quality business BoA, Wells, or Chase checks with a date or high-quality business checks from off-brands with a date for guaranteed results and a high success rate.