The following list details financial institutions I have personally verified through successful account openings. Note that it is recommended to decline debit card issuance, as banks typically attempt delivery to the fullz-associated address; prompting account closure upon discovery by the legitimate holder.

1. SunTrust Checking:
The most straightforward option: SunTrust Checking.

Ensure comprehensive details of the intended fullz (accessing a credit report enhances success). Upon accurate data entry, you will answer basic credit-related queries. Once completed, the account is active. Zelle access becomes available after 90 days.

2. Citi Bank Free Checking:
A driver’s licence from the corresponding state suffices (verified repeatedly). Avoid overused fullz.

After responding to standard questions, select check funding to enable immediate online access. Zelle enrolment is permitted straightaway.

3. Discover Checking and Savings:
Provided the fullz remains unflagged, this account opens instantly with full digital access. Neither identification nor additional verification is necessary.

4. Capital One 360 Checking:
Only front and back copies of a driver’s licence are required. No security questions. Submission of an unused ID ensures immediate approval; otherwise, processing may take several days.

5. American Express Personal Savings:
No identification or verification checks are imposed. A valid fullz guarantees real-time account activation with online accessibility.

In forthcoming tutorials, I will provide illustrated walkthroughs for select account openings