• Valid Fullz (including valid identification documents such as ID, SSN, DOB, etc.)
• Active Stripe account.
• Established or semi-established website.
• Payment for the Stripe application (processed via the App Store).
• High-Validation rate cards.
• Prepaid cards (1-4 cards, each with a minimum balance of $20).

A. Stripe Account Configuration:

1. Account Creation. Register for a Stripe account via the official website: https://stripe.com/. Use disposable email credentials that remain accessible to you.

2. Website Development. Construct an eCommerce platform with a professional appearance.

Populate the site with product listings, avoid leaving it blank. Ensure the design is polished and credible, as though fully operational.

Recommended platform: https://www.squarespace.com/ (benefits from a Stripe partnership, facilitating smoother verification). Set a future product launch date on the website to enhance legitimacy.

3. Stripe Integration. Submit the necessary application to link your website with Stripe. Approval is typically immediate, but refrain from initiating transactions (carding) prematurely. Commence operations only after the stated launch date (allowing a delay of one week to one month, as preferred).

4. There are three primary approaches to conducting transactions through Stripe, each with distinct operational considerations:

4.1. Payment for Stripe (iPhone app): This application facilitates direct charging of any card using only the card number, expiry date, and CVV. When combined with a SOCKS5 proxy, this method offers significant flexibility.

Best practice: Always include a descriptive transaction label that aligns with your website’s offerings (e.g., “Premium Men’s Fashion Polo”) to enhance legitimacy.

4.2. Website-Based transactions: You can simple purchase products directly through your eCommerce platform. For increased credibility, it is advisable to utilise residential SOCKS5 proxies to simulate genuine user activity. This method demands greater effort in maintaining a consistent and professional storefront.

4.3. Direct Stripe dashboard transactions: Stripe permits manual transaction creation via its administrative interface.

Critical consideration: This approach is highly inadvisable because only you have access to your account. In the event of disputes, justifying unauthorised activity becomes implausible, making this method inherently risky.

5. Bank account integration. Once you have determined your preferred transaction method, proceed to link your designated bank drop to the Stripe platform. Note that verification requires the last four digits of the account holder’s SSN. If all provided details are valid, confirmation is typically instantaneous.

Important consideration: Stripe operates as an ACH, enabling seamless deposits and withdrawals at any time. Given this functionality, it is strongly advised never to associate the account with personal banking details.

6. Initial transaction strategy. The first one to four transactions must be successful to maintain account integrity. To ensure this, either:
– Use cards with an exceptionally high validation rate, or
– Purchase prepaid cards containing a minimum balance of $20 and process these transactions at staggered intervals.

Should any transactions fail, your account will immediately be flagged as high-risk. In such cases, cease all activity immediately. If the account remains active, wait at least one week before attempting further transactions.

7. Fund transfers & account optimisation. Following your initial successful transactions, the first transfer will typically arrive within 5–7 business days. Subsequently, your account will qualify for expedited two-day (overnight) transfers.

Key recommendations:

• Disable automatic rolling transfers and switch to manual processing.
• Retain 10–20% of earnings (approximately $1,000–$1,500) as a reserve to cover potential chargebacks.
• Manual transfers also allow you to distribute funds across multiple bank accounts, but always maintain the reserve balance to prevent unauthorised deductions from your linked drop account.

8. Gradual scaling of transactions. Adopt a phased approach to transaction amounts. Begin with smaller transfers. Incrementally increase the amounts. This measured progression reduces scrutiny and enhances account longevity.

9. Account longevity & cards quality. The longevity of your Stripe account is directly correlated with the reliability of the cards used. Minimising declined transactions is critical, consistent approval rates significantly improve your chances of sustained access to the platform.

B. Cashing Out: Bank Drops

Bank drops refer to temporary or burner bank accounts used to receive and subsequently withdraw funds for personal gain.
The most challenging aspect of this process is the cash-out phase. Once a suitable drop has been identified, secured, and successfully funded, the next step is accessing the money. There are several methods by which this can be achieved, including:

1. ATM Card Cashout
2. Prepaid Card Cashout
3. BTC Cashout

1. ATM Card Cashout: If your bank drop includes an accompanying ATM card, you are in an advantageous position. This method represents the most straightforward means of withdrawing funds, as it is both efficient and reliable, granting you full control over the process.

Once you are prepared to withdraw the money, it is essential to consider security measures to mitigate risk.

1. Wear Gloves and Disposable Clothing: Transitioning from digital to physical transactions introduces new risks, including exposure through fingerprints, facial recognition, and attire. Opt for garments you do not typically wear to avoid identification.
2. Avoid High-Surveillance ATMs: Exercise discretion by selecting ATMs with minimal camera coverage.
3. Minimise Direct Contact: Refrain from touching the keypad or screen directly. Additionally, wear a prominent accessory (sunglasses or a scarf) to obscure facial features subtly, ensuring it appears natural rather than concealing.
4. Dispose of the Card Immediately: Upon completing the withdrawal, destroy the card comprehensively; shred, incinerate, or otherwise render it irrecoverable.
5. Limit Usage to Cash Withdrawals: Avoid using the card for retail purchases, as this creates unnecessary transactional traces. The primary objective should be liquidity with minimal forensic exposure.
6. Conduct Withdrawals in Distant Locations: Refrain from using ATMs in proximity to your house or frequented areas. Instead, travel to neighbouring towns/cities, park at a discreet distance, and execute the withdrawal methodically.

2. Prepaid Card Cashout: If obtaining an ATM card proves unfeasible, an alternative, and less conspicuous, method involves the use of prepaid cards.

Third-Party ACH Processing Platforms. Much like payment processors such as Stripe facilitate fund collection and deposit into designated accounts, services like PaySimple enable users to transfer money via ACH transactions. Funds can be collected from the bank drop through ACH and subsequently redirected to a prepaid debit card.

NOTE: Prepaid debit cards differ fundamentally from gift cards. Under no circumstances should Visa gift cards be used for cash withdrawals at ATMs, as they lack this functionality.

Advantages of this method:
– This approach significantly reduces the likelihood of chargebacks, ensuring a smoother withdrawal process.
– By channelling funds through an intermediary processor, the laundering process becomes less detectable, leaving minimal transactional evidence.

3. BTC Cashout: Numerous platforms, such as Coinbase, facilitate the purchase of Bitcoin using a bank account. Among withdrawal options, converting Bitcoin to cash remains one of the most secure and discreet methods, as the process remains entirely digital and adheres to established protocols.

From the Coinbase wallet, you may opt to either withdraw funds via a Bitcoin ATM or execute a two-stage exchange; first converting Bitcoin to Monero twice, then transferring it to your personal exchange/blockchain. The rationale behind using Monero lies in its enhanced privacy features, which significantly obscure transaction trails on the Bitcoin blockchain, thereby maximising anonymity.

BINs (USA):

• Most PLATINUM DISCOVER cards demonstrate a notably high success rate.
• 601100 DISCOVER (Purchase this BIN exclusively from UHQ first-hand vendors).
• 375150 AMERICAN EXPRESS
• 547415 MC
• 542422 MC
• 542422 MC.