Category: Credit cards

Instructions on how to use the EMV Chip Writing Software:

1 – Start your Laptop/Computer

2 – Once is done run EMV as admin in the same folder with the rest of the files,You will see an box asking you for your License key Enter your license key and allow to the software 1/2 Min for the complete installation.

3 – Connect your hardware to your laptop From the software Interface Select your hardware and press connect it is connected then the software will show you a popup with the connected Hardware.

4 – From the software interface select your card format and press Check USB Port a popup will show you the connected com port.

5 – Select your type of card Visa,MasterCard Etc…

6 – Press the Button Generate ARQC Key (this will generate a unique ARQC Key)

7 – Press Generate Master Key (This will Generate a Master Key)

8 – Check the Box Generate a New ICVV For Each Transaction,Accept EPI MCI Credit Debit,Accept ARPC Key,Store ARPC Key,USE EMV Tag and ICVV.

9 – Press the button Check ARQC Key and Check Master Key.

10 – Select The Card Expiration Data (The day is not Important Only the Month and Year)

11 – Enter The Pin code if you have it (If you are in USA and you want to use the card in POS then the PIN Is not Necessary but if you will like to use the Card in ATM then You need the Pin code)

12 – Enter Track 1 and Track 2 ATTENTION THE TRACK 2 NEED TO BE WITH D not = Example 1234567891085696D1465446886489484 Not 1234567891085696=1465446886489484, because the software will burn the data over your EMV Chip in .hex format since the POS/ATM is communicating in .hex not txt.

13 – Now press Valid data a popup will show up with the data you write in the software interface please check if is correct if it is then press Burn-card Button and allow the software 30/1 Min in order for it to burn the data over the EMV Chip.

14 – Press the button EXIT to exit the software,IMPORTANT DON’T PULL OUT THE CARD WHEN THE SOFTWARE IS OPEN EXIT THE SOFTWARE THEN YOU PULL-OUT THE CARD.

15 – Read the card a gain and see if all is ok for this simple run the software as admin,inter your card in the Hardware and from the software interface press the button Read Card allow it 15/30 sec and the data will show up if all is ok.

Now you are ready to use the card in any POS/ATM.

Introduction to credit card atm dump carding

Credit cards Dumps carding is far more interesting and involves a much larger group to perform it successfully. As its name suggests, offline or in-store carding means swiping the counterfeit cards at the actual stores or POS terminals to make purchases. In order to this, the buyer must convert his dumps into plastic cards. The buyer can either do it himself if he has the required hardware and software or he can again head back to his darkweb to let third party do this for him.

There are specific stores in the darkweb forums that specialize in creating counterfeit cards using the dump data. They provide wide verity of options based on card brands, genre etc. Their neatness and enhanced customization make them a vital part of this fraud ecosystem. But at times, there are chances of a double fraud where the fake card generating store might run away with your dump details thus leaving you with nothing. Reputation is the key to this fraud system Buy Dumps track 1&2 with pin.

What is dump carding?

A credit card dump is a type of carding in which the criminal makes an unauthorized digital copy of a credit card. This type of carding has existed for decades, but it has seen wider public awareness in recent years due to the rising prevalence of credit card forgeries, identity theft, and other types of cybercrime.

Types of Specific software used to clone a dump with pin for instore carding

Pro carders prefer creating counterfeit cards in-house to avoid leakage of their purchased dumps. In order to do this, there are some specific hardware and software requirements.

1. Plain plastic cards or fake counterfeit cards without any data on magnetic strip.
2. Magnetic card reader/writer.
3. • Software to write Track 1, 2 and 3 data onto the plastic cards.
4. • The process begins by purchasing the counterfeit cards or plain plastic cards with magnetic strips.
5. Once the card is available, the carder now requires a combination of Encoder hardware and software to write data onto the magnetic strip
6. There are multiple variants of hardware available readily on popular ecommence websites and underground hacking forums. The most popular encoder amongst the community is the MSR206. It works fine with most versions of OS and compatible with popular encoding softwares like “thejerm” and “Exeba”.
7. The process of writing data to Magnetic strip is very much self-explanatory. The carder needs to provide Track1 or Track 2 or both the track information from the dumps into the encoder software.
8. Once the software is provided with these details, the hardware needs to be set up and the card needs to be properly placed in the encoder hardware. Once the writing process is complete, the card is now reading for shopping.

Safety tips undertaken by cloned atm dumps carders

1. Generating fake signature at the back of the card for verification.
2. Generating fake ID. In case of large purchases, the shop might ask for a valid ID proof before accepting the card.
3. Having backup cards or cash in case the presented card payment fails. This would make the purchase look genuine to the merchant.

Offline or in-store carding may sound a bit risky but it has better success rate compared to online carding. Swipe and use is a convenient mode of payment for the merchants as well so they usually do-not look at such card usage as suspicious. On the contrary, online shopping involves computer based authentication and authorization so the chances of failure are high.

Best Places to Cash out Cloned atm card (Dump)

Carders also keep an eye on finding out ways for a more risk-free offline carding. Some of the most discussed and widely used techniques include:

1. Choosing stores that do-not have enough security measures like CCTV camera or the supervisor is not very active in checking the card and ID before payment.
2. • Using the card at self-service gas stations or self-service grocery stores. Usually there is no payment machine supervisor present at the self-service payments and the carder can easily swipe even a white plastic card and make the payment.
3. Choosing stores that do-not have enough security measures like CCTV camera or the supervisor is not very active in checking the card and ID before payment.
4. Making sure that they are dressed properly if purchasing some expensive or luxury item

The best quality dump you will probably find are skimmed dumps. Skimmed dumps mean that the actual card was swiped onto a portable Mag Stripe reader. Therefore, using these you know you will have all the correct information for track1 and track2. Hacked dumps are usually taken from databases by you guessed it, hackers. The quality on these are the normal quality that’s out there.

How to Write Track 1 and 2 Dumps with PIN

In this section, I am going to teach you how t write dump track 1 & 2 Follow the following step to write dump track 1 and 2:

Guide on how to use msr sofwtare to write dump

What is MSR Software ? An MSR is a device that converts information on the magnetic stripe of a credit card into data that can be understood by retail software. … The MSR is a device that converts the information on the magnetic stripe of the credit card into computer-readable data.
Now let’s get started:

Launch the EMV.EXE

Once you have installed, run the emv.exe as admin and enter the license key. The license key is included in the .txt note file that comes with the software.

Connect MCR200 to Your Computer

After you successful installations, connect the MCR200 hardware to your computer and select hardware on the EMV software, then got Connect.

Set Up EMV

After you connect the MCR200, a pop-up comes on. Note, choose your card format and click Check USD Port.

Note, select either MasterCard, Visa, etc. Depending on your card type.

Generate ARQC, Master Key, and CVV

Click the Generate ARQC button in the EMV software for a set of unique ARQC keys.

Next, click Generate Master Key to generate a set of the master key.

Finally, mark the box that says Generate a New ICVV For Each Transaction.

Accept EPI MXI Credit Debit and ARPC Key

Now, accept the EPI MXI credit debit and also accept the ARPC Key. Note that you have to store the ARPC Key.

Next Step

After you accept the options step above, use EMV Tag and ICVV.

Next, click Check ARQC KEY and Check Master Key.

Set Exp. Date and Enter PIN

In the following step, set the expiry date of the card including the month and year only. You do not need the day because credit cards request month and year of expiration only.

If you have the PIN, enter it at this stage. The PIN is not necessary though, but you cannot use the card on ATM if you do not know the PIN. So, without the PIN, you can use the card only for POS transactions.

I recommend using the card for POS only though.

Enter Track 1 and Track 2

Now, enter track 1 and track 2. Note that track 2 will carry ‘D’ instead of the regular ‘equal sign’ (=). For example, 514563446267380=12202040570004128900 will now be 514563446267380D12202040570004128900.

The difference is that I have replaced the ‘equal sign’ with D.

The reason I am changing the ‘equal sign’ (=) to D is because the EMV software runs in .hex format and not in .txt because both POS and ATM run in .hex.

Burn the Smart Card

After you enter the track, click Valid. The computer will display a pop-up with the information you have written on the card. It should take about 2 minutes for the computer to burn the data onto the EMV chip of the card.

When the burning process is complete, click Exit to exit the EMV software and remove the card.

Note: Do not remove the card without exiting first.

Confirm the Card Data

Before you shut down the EMV software, confirm whether the card information is correct.

Restart the software, connect your card to the MCR200, and click Read Card on the interface of the EMV software. Within 1 minute, the EMV software will return the data on the card.

If everything is okay, you may now use the ATM or a POS to cashout. A POS is recommended though.

Specialized services in cloned credit card carding

Since understood the most critical parts of dumps carding, based payment system, there are some other important aspects of this carding ecosystem that involves specialized services for carders.

These specialized services reduce the overall burden of running the entire carding process single-handedly. Individuals and groups providing these specialized services usually work as partners with carders and form a close-circled group to run the entire business model. The profit is shared between them based on the role everyone plays. The three most important specialized services are:

1. Runners
2. Droppers
3. Shoppers

Runners

Runners are the risk bearers who are on a running spree for making fraudulent transactions from counterfeit cards obtained from carders. Usually card owners have messaging/email services activated where-in the bank sends a notification message or email for any transaction made on their cards. This might alert the card owner that a fraud transaction has been made and he can request the bank to block his credit or debit card.

This is where “Runners” specialized service comes into account. Runner is usually an individual or group whose sole purpose is to make as many fraud transactions as possible in a limited amount of time. Their prime target is doing ATM withdrawals as it provides hard cash for immediate use. Runners often generate multiple fake debit cards for same detail in order to make multiple withdrawals from different locations at the same time. Card details stolen from ATM skimming are the main focus of Runners, as its information is fresh and live as well as it can provide hard cash from withdrawals.

There is another service that a Runner can provide, that involves lesser amount of risk. That service is having Fake accounts on Payment service providers like Paypal, Western Union, Ucash etc. The Runners are capable of creating multiple fake accounts with these payment services, and the buyer uses these accounts to transfer funds directly into these fake accounts. Paypal and Western Union are the most commonly used services for such frauds. Once the payment reaches the fake accounts, the Runner starts withdrawing funds or can safely transfer it to Buyers account by following the shield of multiple transfers.

Runners also hold fake bank accounts in different countries and use them to withdraw cash sent using stolen cards.

Runners are the risk bearers; hence their profit margin is also high. They usually charge the carder between 40 to 60 percent of the money stolen in a single run.

Droppers

Dropper is another interesting specialized service popular in credit card fraud business. Let us say the carder wants to do some online shopping form the dumps he purchased and he wants to buy some expensive luxury stuff. He has the card details for payment, but he also needs a shipping address that can’t be traced back to him. Droppers came out to be the business solution for this problem. The Dropper works in various ways. Once of the easiest ways is to rent an apartment for a month or couple of weeks. Dropper provides fake details in the tenancy agreements using his fake IDs so that his tracks are clear. The Dropper now has an address where the carder can ship his item.

The Dropper may consult with multiple carders and provide them the address details so that he can make maximum return out of his effort. Droppers may also span across different countries to facilitate overseas shopping for the carder. Once the Dropper has received all the items sent by the carder, he can then move out of his rented apartment before the fraud delivery could be tracked back to him. There are some Droppers who also rent out PO Box numbers using their Fake or expired IDs in order to receive the goods in their registered PO Box. Since the Dropper bares a fair amount of risk, his profit percent varies between 30 to 50 percent. In certain situations the Dropper might request for a product order of his choice in return for the ordered good for the carder.

Shopper

Shopper specializes in shopping with the counterfeit cards provide by the carder. The Shopper can be an individual or a group that specializes in conducting nervousness-free shopping of goods using the fake cards. This is an important aspect because shaky hands or sweaty face might raise suspicion while shopping with fake cards. The shoppers also have Fail-safe techniques to doge the payment supervisor in case the card fails to authenticate. Shoppers is the most in-demand service of this fraud ecosystem as it involves lesser risk compared to other services and the carder can pay a small profit cut in the range of 10 to 20 percent in return for the shopped goods.

The profit margin for Shoppers depends on the type of good the carder wants them to purchase. Expensive luxury items would require a larger profit share to be paid to the shopper.

The point to note here is the organized way in which this entire fraud ecosystem has been built up. The high profit margin and scope of evasions has attracted almost all the major cyber criminals into this ecosystem.

This kind of balanced and optimized model is not set up overnight. It involves a series of progression and development. Whatever we just now learnt is not new. This payment fraud ecosystem has existed for years under our nose and it still continues to foster. In the closing few pages, I would like to discuss about the Economics involved in this fraud ecosystem, its challenges and possible solutions in order to remediate these threats.

Dumps carding Conclusion

Cashing out dumps and with ATM or instore carding applies Worldwide, I’m sure every carder have their own methods and approaches, so we will not state that we are smarter than anyone else. The fastest and most productive way. Not everyone can use this method, but for the general picture we have decided to share it. remember NEVER WRITE ON THE CARD!!!! Lately COPS are instructed on different signs to pay attention to in case of credit card detection. Use labels or mark the cards and keep the PINS separately.

Check cc balance online with skype

You have bought a cc from your vendor or you have a spammed cc and you would like to check cc balance, in this carding method we are going to learn how to check credit card balance online without killing it .

There are so many tool out there for checking cc balance, however you’re not recommended using them as most will kill your cc

3 Steps to Check credit card balance

When CC balance is negative, you can’t carry out any transaction. Confirm whether CC balance is positive by doing the following:

• Find out the CC bank name via binlists.com.
• Visit this sites and Sign up :
  • – truthfinder.com
  • – findme.cm
  • – google voiceNow you have purchased your cc from your vendor,Buy cc from us
    Once you have bought cc go to thruthfinder and search the name and address and open the report. 3. Search for the SSN on findme make sure the DOB matches the profile on truthfinder. U will need to do multiple searches using all the addresses on the report where the person has lived until u find a match.
• Call the phone line using Skype. Follow the command prompt and key in the required codes.
• The robot will read out the CC balance. is advisable to confirm CC balance so that you do not waste time on anything.

How to check if a card is live or dead

To avoid buying a dead CC, this beginner carding tutorial will teach you how to check live CC. checking cards balance online is very easy. Let’s roll…!

Online

You can check for live or dead CC online using websites like bin-checker. However, I don’t recommend using any site because they are likely going to compromise the security of the CC. They may even use the CC to carry out transactions before you.

Personally

Sign up for the premium membership of porn sites like Pornhub, or apply for free 7-day membership with Amazon Alexa. If the CC is live, you will successfully become a member of any of these sites. Alternatively, you can also use this easy android Credit Card

Verifier app to check the CC validity.Otherwise, the CC is dead.

Conclusions

While checking cc balance you will be notified the results. If A alert like this pop out saying “There has been an issue processing your order, please contact a sales agent at 800-473-4732” this means that the credit card balance is lower than $2000 or that they are no money in the credit card. But when you see a window that shows the payment method and billing address, then there is enough balance in the card. Cancel the checkout, We have learned how to check cc balance and how to check if a cc is live. Thanks for reading. we will keep on updating this post.

Hello everyone, in this method today we will be explaining how you can “top-up” or “load” any credit card using nothing but bank logs.

Tools that are needed for this are:

• CC DROP (The CC you will be sending money to)
• Bank Log (the bank account log to send the funds from)
• Premium SOCKS5
• Premium VPN
• CCleaner Premium

Just before we dive into the process of topping up we would like to acknowledge the fact that So there are only two ways of topping up any CC.

• Online

Online method involves login username, password email code and routing number that e will be discussing in this tutorial.

• Offline

Offline method involves phone number CC bank phone number 16 digits number in front of the CC 3 Digit at the back of the CC called CVV, expiration Date of the CC, zip code / Last 4 digits of CC and we will NOT be discussing this offline method in this tutorial.

HOW CREDIT CARD TOP UP WORKS IN 2022

Talking about “topping up” or “loading” CC with online details especially the US banks like “capital one” or “chase bank” credit card all you need is just username and pass and verification code email so that you can load the account.

• Log into the credit card, for example; If its Chase Credit Card you’ll use chase.com
• After entering the login details; It will ask you to collect verification code from email or phone number.
• login and pick the code sent from chase from the email so it allows you in the same goes for capital one credit card and other US/CA based credit cards.
• Once you’re in you’ll find the option called “Pay Card.”
• Click on “Pay Card.”
• It will redirect you to a page where you’ll be asked to choose account you want to pay from, the amount you want to pay and the date will automatically come up.
• Click on “add account” depending on the card issuer and
• Next enter the “routing number” and “account number” to auto generate the bank name.
• Enter the amount u wish to pay then click “okay” or “proceed” then confirm payment.
• From there you’ll be asked to confirm payment, do that and you will get to the screen where you will see “success, your funds are on their way.”

Please keep in mind that if CC limit is $1,000, then the balance should not exceed $800 – $900, what you will load is between $800 – $900 and not $1,000.

Once loaded just act normal and log-out depending the CC banks some is instant reflection while others might take 3, 6, 12, 24, or even 48hours to reflect. Just keep checking and make sure the same SOCKS5 IP is turned on, if you cannot get the same IP we STRONGLY suggest that you wait upto 48 hours before panicking

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